When To Buy a Home

How do you know when the time is right to take the plunge and purchase your first home? This is a very common question for first time home buyers and you will no doubt have an easy time finding differing opinions. The great thing about the answer I’m about to share with you is that it’s constant. The response isn’t influenced by prevailing interest rates or current housing inventory. Instead it’s based on a proven framework for success.

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Small Claims, Big Problems

At a time when insurers were already struggling financially hurricanes pounded the south-east creating record damages. Seven out of the ten most expensive hurricanes in history landed between August 2004 and October 2005. Insurers have adapted to this new world to survive and homeowners should too or risk making costly mistakes.

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Basic Mortgage Pieces (part 1)

Buying your first home can sometimes seem like learning a new language. There’s mortgage brokers and lenders and escrow accounts and earnest money and twenty other words you’ll learn during the process. It’s tempting to let your eyes glaze over and wait patiently until you’re handed the keys, but it’s crucial you understand how this works. If you’re anything like me having they guy selling you a loan also teach you how it works is a little unnerving. The following are a few very basic pieces of a mortgage. I’ll be covering more components in the weeks to come.

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Know Your Mortgage Types

If you’re like most Americans you either own or are working towards owning your first home. As fun as it is to shop for your first home it’s important to do your mortgage homework too. You’ve got to know what’s going on and you’ve got to understand what the lenders are talking about. First things first let’s cover the most common types of mortgages out there.

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