You Are Not Your Credit Score

Ben Stein is in a commercial right now where he talks about how your credit score determines the difference between becoming wealthy and a life of debt. Man I hope that’s not true! The truth is your credit score has no bearing on wealth at all yet commercials like this and financial experts treat your credit score as if it’s the most critical piece of the puzzle

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Help! My Credit Card Company Raised My Rates!

If you’ve read even a handful of personal finance articles over the past few months you’ve undoubtedly come across this headline already.  You’ve heard plenty of tips about how to minimize the damages or adjust credit usage to life on the new frontier.  What is shocking however is that I don’t hear more people saying ENOUGH [...]

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